What's with all these loan deals?
Are we skint or are we just afraid of spending money?
I think it's because we haven't been quite wise with some of our spending in two of the last three windows and are in danger of falling foul of FFP rules . January was a great window but the two summers, Brendan's first and second have been rather iffy for value. May as well not have spent money at all for all the good it has done. And we don't seem to be hot on getting good loans, either.
EDIT: I see that Stevie has beaten me to it after a fashion.