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Protected no claims bonus

foureyes

Active
Member
Does anybody have this option on their car cover?

If you have a knock, your premium still goes up but your no claims stays the same. So the bill goes up but not by as much as it would without the extra cover. i know in some ways it makes sense, and i'm sure some smart arse can show me figures to show that statistically it's worthwhile, but doesn't it piss you off that effectively you're now being offered insurance for your insurance?
 
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